Status: Full-Time, Onsite in Solana Beach
General Summary:
FundCanna is seeking a highly driven individual with a strong interest in private credit/alternative lending and the cannabis industry. This is a credit operations and analyst-track role owning the execution of backend credit operations – including processing, funding, and post-funding compliance, while progressively developing underwriting judgment and analytical responsibility. The successful candidate will work independently as a key member of a small, high-performing credit team.
Major Responsibilities:
Credit Processing & Deal Execution
- Manage inbound application and funding queues for both new & repeat business lines
- Validate and populate data into CRM system (Salesforce)
- Initiate API calls for credit, background, and bank data from various external vendors
- Formulate initial stipulations and field requests from Sales department to usher files through deal pipeline
- Maintain complete and audit-ready deal records and documentation
Funding & Operational Oversight
- Facilitate due diligence at time of funding by verifying borrower information: government identification, cannabis license status, voided check and/or bank letter
- Countersign funding agreement and ensure accuracy of contract details
- Create repayment schedules and set up ACH disbursements/wire transfers
Post-Funding & Compliance
- Assist in the filing of UCC, CAR and SAR reports
- Perform routine AML and Global Sanctions (OFAC) record searches to onboard strategic partner and broker accounts
Credit & Analytical Development
- Alert underwriting team of potential flags, acting as first line of defense against credit risk
- Participate in credit discussions and deal structuring conversations
- Develop familiarity with internal credit policy, underwriting rules, and risk evaluation frameworks
- Progress toward limited approval authority and increased credit responsibilities over time
Knowledge, Skills and Abilities Required
Education & Experience
- Bachelor’s degree in Business Administration, Finance or related field, and/or 1-3 years of relevant experience in lending, banking, financial services, underwriting support, or operations. Early-career candidates with strong analytical aptitude are encouraged to apply.
Drive & Ambition
- Genuine curiosity about credit risk. Seeks to learn and grow by asking what, why, and how.
- Actively strives to expand scope and responsibility without being asked.
Intellect & Analytical Wiring
- Exercises sound judgment with incomplete or ambiguous data.
- Connects dots across disparate data points (financial, behavioral, industry-specific) to paint a coherent picture.
- Reads between the numbers and recognizes patterns.
Work Ethic and Accountability
- Owns outcomes, not just tasks. Catches clerical & other errors before others, preventing issues from magnifying.
- Thrives under pressure without quality degrading.
- Doesn’t wait to be asked and communicates proactively when something is off.
Growth Opportunity
This role is intentionally structured as a development position with a path toward:
- Expanded analytical responsibilities
- Independent deal review
- Initial/limited signing authority
- Full Credit Analyst progression based on performance
Industry Environment
This role supports funding to highly regulated cannabis and ancillary business and offers unique exposure to alternative lending, fin-tech, regulatory complexity, novel credit data and risk attributes, policy development and more.
Why FundCanna
FundCanna is the leading provider of short-term financing to the cannabis industry, backed by over 25 years of creative financing experience and more than $20 billion in capital markets expertise. In 4 years of operation, FundCanna has originated $500MM+ in approvals across nearly 6,000 files reviewed. We offer a collaborative, performance-driven environment with competitive benefits and a commitment to professional growth.
