Overview

Opportunity to join a fast-growing, relationship-driven direct lender focused on lower middle-market and increasingly larger transactions. This role is structured to accommodate both developing analysts and experienced professionals capable of leading underwriting and deal execution.

Company Overview

Pasadena Private Lending (“PPL”) is a direct corporate lender providing $2–$25 million loans to lower middle-market businesses nationwide. Our strategy is relationship-driven and focused on lending to family-owned and entrepreneur-led companies, without reliance on financial sponsors.

Our team’s approach is built on over 20 years of experience navigating multiple economic cycles. Since our founding in 2019, we have secured $450 million of lending capital and continue to scale into larger transactions and broader borrower relationships.

PPL is part of Pasadena Private Financial Group (“PPFG”), an integrated platform serving approximately 150 wealthy families. PPFG’s capabilities include M&A advisory, wealth management, retirement planning, private real estate, and family office services. PPL plays a central role in originating proprietary lending opportunities and expanding relationships across the broader platform.

We maintain a high-performance but balanced culture, with an emphasis on autonomy, accountability, and long-term growth.

Role Description

This role will be involved in all aspects of the lending lifecycle, including underwriting, diligence, structuring, and portfolio management.

The position reports to the Director of Credit and works closely with the broader investment team.

Core Responsibilities (All Levels):

Analyze borrower financials and develop underwriting models
Conduct business, industry, and credit diligence
Assist in structuring loan terms and identifying key risks
Prepare internal credit memoranda
Support portfolio monitoring and ongoing borrower analysis
Participate in management calls and, when applicable, site visits

Additional Responsibilities (Lead Credit Analyst):

Lead underwriting and take primary ownership of deal execution
Structure transactions and drive key credit decisions
Present and defend investment recommendations internally
Interface directly with borrowers and counterparties
Mentor and guide junior team members

Qualifications

Credit Analyst: 2–5 years of experience in finance, banking, or credit
Lead Credit Analyst: 6–10+ years with demonstrated experience independently underwriting and executing transactions
Strong financial modeling and analytical skills
High attention to detail and sound judgment
Ability to operate in a lean, entrepreneurial environment

Compensation

Credit Analyst: $90,000 – $130,000 base
Lead Credit Analyst: $140,000 – $180,000 base
Performance-based bonus and profit sharing program
Level and compensation determined based on experience and demonstrated underwriting capability

How You Benefit

Direct exposure to full-cycle private credit investing
Opportunity to work on a wide range of transactions with increasing deal size and complexity
Hands-on experience with borrower interaction and deal structuring
Training and mentorship from experienced credit professionals
401(k), health and dental coverage
Flexible vacation policy

Location

Pasadena headquarters with hybrid flexibility.

Pasadena Private Lending

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